Loan Agreement Template means the act of lending; the grant of temporary use of something or in other terms we can define it as something lent or furnished on condition of being returned, especially a sum of money lent at interest. Loan agreement means to make agreement that money borrowed temporary use. A loan agreement is agreement a loan of sum of money that you borrow. If some gives a loan of something, you borrow it from them, you keep guarantee agreement which is signed by him and guarantee person.
Loan Agreement Template
Loan agreement is important because some people may receive money and they could run a different kind of businesses, and they want the agreement by signed that the money would be used for the purpose of that particular business of which it was obtained as supposed to be spend on something else. Because they can extend or extract the agreement discover that the loan was purpose of which you brought given.
So, important to have a feature in the loan agreement. There are some key features of loan agreement are date, names and addresses of both parties, next of kin, purpose of loan, collateral it is a house may be in default or what is going to happen because many loans depend on the site is required you to have a collateral for the loan itself. Some loans do not require it but size of the loan they might require it.
A guarantor, who is the guarantor of this loan some loans require a guarantor some do not require it. Because it depends who you are borrowing money from. A guarantor is the person who guarantee to pay back the money if the borrower makes default on payment.
Amount and interest is also one of the feature, how much amount is you are borrowed like with 10 percent interest or else use should specific interest of money monthly. Some loans can be 20-30 percent loans you should pay monthly or some can be yearly or six monthly once (half- yearly). You should pay 50 percent or 100 percent amount back that depends on interest. All these are included in agreement well, the amount is and whether the interest is.
And other is pay- back period or you can call it as instalments or end date. The total payment how much amount you should pay monthly or like instalments. You should pay back them according to the interest which is the end date of your payment. It could be monthly instalments, weekly instalments, quarterly instalments. But generally, you prefer monthly instalments.
Late charges if the person does not pay money on the time how much interest should be charged all are mentioned in the agreements. That needs to be specified that is good for both borrower and lender to know that. And then default means somebody who doesn’t returns money back. Either it can be particular instalments or default totally on the particular debt. What it cause that the lender cause through a surer for money.
Letter of Interest Template is cover letter related to job applications and a letter interest is mostly required in case of graduate school admission procedures. A letter of interest not written only for a specific job in mind and is to showcase your interest in the company and does not address a specific job but rather than highlights your interest in the company and why they should be interested in you as an employee. A letter of interest is similar to broadcast letter but it is again a little bit difference.
Letter of Interest Template
A broad cast letter is a letter you write to several employers in a targeted sector, and again describes the value of offering as a work there is not a job being advertised specifically. You write appropriate party expressing your interstate in the position that available. You don’t write and simply express your desire to be promoted.
There must be an available position of greater responsibility. You apply like any interested party and clearly express why you are the best candidate based on your performance and achievement thus far. Do nit use promotion that is a management judgement call.
A letter of interest is designed for those items when don’t have a solid lead on an open position in a company. But still want to get your foot in the door. You can send a letter of interest directly to the human resource department or hiring manager. This letter of interest is a cover letter related to job applicants and letter of interest are mostly required in case of graduate school admission procedures.
Letter of interest have a big effect on your job career like are you the applicant who is a career changer, but who manages to use your letter that the company absolutely need to give a call. Now, of course some recruiters don’t read letter of interest. That’s sad because they don’t get chance to learn some important things about you.
Letter of interests tell so much that which isn’t in the resume: their communication skills, their individuality and voice that wouldn’t be clear in the resume their motivation for applying, their understanding job positioning. Plus, any possible objections the employer might have can be addressed.
It is a good opportunity to show employer you have experience and skills they are looking for without making them read every word of their resume. You can just say that I have specific years of experience in name of your company.
The best letter of interests are short, concise and it should be good fit. The worst are long, rambling and make it obvious they are just applying every job opening they can find. I know many people don’t read letters but I feel I can they can give me good information. It depends on how the introduction is to be made. It recommends someone to hire in that job. Letter of interest show their personality and express why they are interest in the job besides a salary or pay check.
TWO WEEK NOTICE TEMPLATE Notice means an announcement or intimation of something impending; warning for example we can use it in two days’ notice. In other terms we can define it as a note, placard or like that conveying information or warning, for example to post a notice about the fire laws. Notice is also known as information or warning of something especially for wide attention like to give notice in one’s departure. A notification a termination of a specified time of an agreement, as for renting or employment given by one of the parties to the agreement. For example, the sales manager suddenly gave notice and headed for Acapulco.
Two Week Notice Template
We have different meanings for notice word in which we can use in different terms. For example, how to write two weeks’ notice for resignation letter:
Firstly, resign starts with salutation like dear Mr. name of your hr or head of the company, starting paragraph like I am writing to inform you that I am resigning from my position as employee or manager or which is your position mention that for xyz company within two weeks. My last day will be mention which day yourlast working day.
In second paragraph you should continue with I am very thankful for the experience and growth of working for you has afforded me, I have of course completed all the projects within my department and my team are fully up to date with the tasks going forward. You should end the writing with regards and asking best wishes from your side to the company and from company side also. Mention the address where your company is located and your address also should mention in that notice. You should end with best wishes for your continued success and mention your name.
Simple Two Week Notice Letter
When you are resigning in any company you mention them the full and clear statement and the notice letter should at least two weeks before you are resigning to your employer, now a days you can submit your resignation letter through online also. After giving your resignation letter senior employees and your colleagues provide amount of time equal amount of time that allotted to your position for instance your position grant two weeks then give a two weeks’ notice.
You should clear of your reasons why you are leaving that company don’t give diplomatic reasons no matter if the members of the company get angry or frustrated keep it brief and summary of reason why your planning to leave the company.
When you are writing letter,you should write letter by using friendly words and set the positive mind like appreciate their generosity and patience and appreciate them for giving you opportunity. Tell your employer that you have completed all your works which company has given you. Close the letter by using complimentary note for example, you will be always thankful for providing opportunities to you and all the staff of your xyz company for all you have done for me, close with ie.
WANTED POSTER TEMPLATE Poster means a placard or bill posted or intended for posting in a public place etc., as for advertising. In digital technology terms we can define it as a poster is a large notice or picture that you stick on a wall or board, often in order to advertise something.
Wanted Poster Template
Wanted poster is used to find criminals or thieves when criminal is secretly escaped from jail, at that time police use this wanted poster attached to walls in streets of town or city, let in case any public member know or sees that thief at that time with the help of that poster they can convey information to police officers.
Sometimes wanted posters police gives rewards and awards for giving that information. Wanted poster includes photograph of thief, contact person number or police station numbers, what are the crimes done by him, any reward if they are willing to give for informed person. We can give publicity of information you want. You can do wanted posters by your own by using adobe photoshop or in word.
Open a word document zoom in or out which size you want, then go to option click on it. There you can find insert a shape then click on it, you will see a dialogue box.
Click on lines and connectors in dialogue there you can find different shapes of lines, click which shape you want.
And then, make a boundary in that page, boundary of page will be shape which you selected. It doesn’t have to be perfect just draw a outline. After creating outline, you right click inside the page and fill any colour in it.
Click on format option, in-order to get format you just click on graph you have made; you don’t want colour click on no fill colour. If you want effects in the poster means go to fill effect in the dialogue box.
Then you will find one new page then over to picture and texture, there you can different styles of texture then you open it. That pattern of texture you will get in page, go to home and there click on text box draw a text box and that going to help writing any text.
Now, you can change your font which style you want, make sure with the size of your font, so you text heading with bigger font and write which information you need with small font.
Insert a picture whom you want to post, at the top of the page you can put its heading wanted, and write your contact number, what criminal things he had done and rewards what you will give for the informed person, they can also mention personal contact. All these details are listed in wanted poster. This wanted posters are distributed to people or public on the society. These posters commonly issued by a police department or other country government. Wanted posters are used up to 1990’s after that technology is changed we can post it through online which is very get quick response from public also.
Incident Report Template What is considered an Incident?
By and large, an incident is characterized as any occasion, condition or circumstance which:
Makes disturbance or impedance an association;
Causes huge dangers that could influence individuals inside an association;
Effects on the frameworks and task of working environments; as well as
Pulls in negative media consideration or a negative profile for the working environment
Incident Report Template
What is an Incident Report?
An incident report is an apparatus that records any occasion that might possibly has made wounds an individual or harm to an organization resource. It is utilized to catch wounds and mishaps, close misses, property and hardware harm, wellbeing and security issues, security breaks and work environment wrongdoing.
An incident report can be utilized in the examination and investigation of an occasion. It incorporates the underlying driver and restorative activities to wipe out the dangers included and counteract comparable future events. Incident reports can likewise be utilized as wellbeing records which demonstrate potential dangers and uncontrolled risks found in the work environment.
An individual from the association to bring issues to light around an incident that has happened in the working environment.
Get the best possible structures from your foundation. Every organization has an alternate convention set up for managing an episode and documenting a report.
Construction Incident Report
Adhere to any directions that go with the structures. Every association utilizes an alternate organization, so focus on the rules.
At times, you’re in charge of rounding out a structure issued by your establishment. In different cases, you’ll be approached to type or review the report individually.
In the event that conceivable, do your review utilizing word handling programming. It will look neater, and you’ll have the capacity to utilize spell check to clean it when you’re done. On the off chance that you compose your report by hand, print obviously as opposed to utilizing cursive. Try not to leave individuals speculating whether your 7s are really 1s.
Begin the report at the earliest opportunity. Compose it a similar day as the episode if conceivable. In the event that you hold up multi day or two your memory will begin to get somewhat fluffy. You ought to record the fundamental certainties you have to recall when the incident happens. Do your report review inside the initial 24 hours a short time later.
Incident Report Format Excel
Give fundamental certainties. Your structure may have spaces for you to round out with data about the incident. If not, begin the report with a sentence plainly expressing the accompanying essential data:
The time, date and area of the episode (be explicit; compose the definite road address, and so on.).
Your name and ID number.
Names of different individuals from your association who were available
Incorporate a line about the general idea of the incident. Portray what conveyed to you at the scene of the incident. In the event that you got a call, portray the call and note what time you got it. Compose a goal, verifiable sentence portraying what happened.
For instance, you could compose that you were called to a specific location after an individual was accounted for being tanked and sloppy.
Note that you ought not compose what you think may have occurred. Adhere to the realities, and be objective.
A corporation may be divided into several shares, these are known as ‘stocks’. Stocks also refer to the ownership certificate while ‘shares’ may refer to the stock certificate. A Stock Certificate Template is a legal certificate that certifies the ownership of particular stocks or shares. The person owning the stocks or shares have possess a stock certificate as a proof of the transaction or purchase. Stock certificates can be paper stock certificate or an online one, anything that suits the corporation and the owner’s preference. It is also known as share certificate, certificate of acquisition, physical certificate and so on. The stock certificate can be a form of evidence to state the transfer of a stock or share from a previous stakeholder to the current stockholder.
The certificate of stock template is an easy method to construct an effective stock certificate without major hiccups. When a new corporation is formed a certain amount of shares or stocks are authorized and issued to the shareholders and stakeholders to fund the corporation. The transaction can be made legit using transaction bills, receipts or by issuing a physical certificate of stock. A variety of different models of stock certificates can be made according to preference say cheap to highly expensive. But there are several common items present in the stock certificates irrespective of the variations. These common essentials include large variety.
Corporation Name – The name of the corporation that issued the certificate and to which the stocks are a part of.
Incorporation state – State of incorporation denotes the state in which the entity or corporation is registered. The corporation can be registered where it does its business or in a different state. The corporations are further classified by IRS into different types.
Incorporation date – The date of incorporation is also essential and should also be included.
Number of shares – The number of the issued shares or stocks should be mandatory included for clarification.
Share class – The class of the issued shared should be detailed. Class of shares can be of different types. Mainly depending on the class of the issued shares or stocks the voting rights also differ. This is done to make takeovers difficult and for the major owners to retain control. Common classes of shares are class A and class B, but there can be more types depending on the corporation.
Seal – The corporate seal is also present in the certificate to authenticate the certificate as legal and valid.
Usually the secretary of the corporation keeps a record of all the stocks and shares issued. By possessing the certificate of stock a stockholder can be invited to stockholder meetings, receive the annual report of the corporation and can even declare dividends.
The certificate of stock is known by some other names listed below:
A stock certificate is a necessary document for the stockholder. It certifies that the stockholder owns the stock share. This ownership proof will help the shareholder to declare decedents, receive annual reports and invitations for the shareholders meetings. Also, this copy of the certificate will help the shareholders in getting loan on the value of shares. There are different kind of certificates available for the stockholders for various uses. The certificate is divided into two forms-
Registered stock certificates– These certificates are an evidence of the title and record of holder’s name in the register of stockholders.
Bearer stock certificates- It implies possession of the certificate allows the holder to utilize all legal rights associated with the available stock. this certificate have become uncommon with the passage of time.
A certificate must consist of the essential details. Every certificate has different fields based on the requirement. When we talk about the stock certificate then the following details are necessary to be mentioned in it.
Who is receiving the stock certificate
When the stock was issued
Where the company was incorporated
What is the registration number of the stock
How many shares of stock and their value
What to do when stock certificate stolen or lost?
If a certificate of stock is stolen or lost then banks, corporation, transfer agents and brokerage firms have procedures to provide the replacement. You need to contact the concerned authority immediately, request to stop transfer against missing securities. The broker will help you in this situation. The stop transfer will restrict the person from transferring the title suit to another person. Also, if you are expecting the transfer certificate through Email and hadn’t received yet then contact the organization.
The certificate of stock is hundreds years old procedure. The first certificate was introduced in the year 1606 issued by Dutch East Indies company. Earlier, it was legal type of currency but now it has no value. But you can hold it for scriptophily. This article has provided you the valuable information related to the stock certificate. The format and templates will give you an outline of creating certificate. I am ending my article here and hope that it has helped you in getting knowledge about certificates.
Price List Template list which displays the price of items or things or electric products for sales. Price list is used when different customers has different price or particular customer is buying some quantity of goods, at that time you should set different price for them you want to add discount also these all cover under price list.
Price lists are also used when new year comes when new mobiles or electric products are releasing, at that time price lists are used. Without price lists customers don’t come, sometimes you should add discoun5ts, offers for selling your goods.
Price List Template
How to create price lists?
Price lists can be display in marg software, open that software and click on master’s option, there you can see one small dialogue box, select price list. In price list you will get various options, like all items, selected company items, selected salt, area wise, import from excel, new item import method. First of all look into options now click on all items, there you can see window with price lists now from here you can change the rate of price, you can also create new item.
You can also have print out of these items. If you want to change the price of any items you need to point on that item, and press enter, when you press that particular item the window of that particular items appears in-front of you can set which price you want. Similarly do the same for all items you will get products and rates, you can change rates according to your convenience.
Now after that if you want to print the price lists, then press alt+p it will show you a price lists menu. You can also print the price lists in different formats, if you want to print according to the user you can select it as price list user define.
As you press enter key the price list of the option a window will appear about products rate print price list. In which first field is print, copy and mention the number of copies that you require for printing. For example, we mention here 1 next field it asks whether you want to print header or not.
You can define yes or no respectively, next is print row here you will be mentioned how many rows you want to print, next is print column here you mention how many columns you want to print and the next is length you can find how much length you want.
Here basically length of a4 size paper is 72, you can also mention heading specified price list as heading. If you want to put your own heading in price list then you can change it but before you have to select in header yes option, find above. Next option is index in this you can find which type of print lists you can select which you want. And last after doing all changes click on print button, then you can have your price list.
PLOT DIAGRAM TEMPLATE is used for graphical representation of any matter or data, this diagram shows the traditional plot structure of a noval. Most novels are organised. A plot is the sequence of events in the story of beginning to the end of timeline. Usually the order of plot contains events like exposition, rising action, climax, falling action, and resolution.
Plot Diagram Template
Exposition, the beginning of the author introduces the setting characters and conflicts are introduced. Second stage is raising action, conflict and suspense build. Third stage is climax, conflict and tension reach a peak. Fourth stage is falling action, conflict gets worked out and tension lessen. Final stage is resolution in which conflict is resolved.
In exposition story takes and progress it is just like introduction, beginning of story all characters are introduced, we also learn about the story how it going to be just like a brief summary, main important problem is it tells what is the conflict in the story.
In raising action, the story begins and develops the conflict anything related to action and dramatic, a building or raising conflict we get very interest so it builds interest and sometimes suspense also occurs in the story.
Climax, climax is the highest mark or point position in the plot diagrams, climax is the turning point in any story, usually climax ends with the dealing with the conflict and happy stay ever, by main characters comes face to face with the conflict and ends it, the main character like hero or heroine or villain or main supporting role change the story in peace way so, it is called turning point change in some way.
And in falling action all loose ends the tensions and conflict is completed or finished or it is solved, all plots are tied up. The conflicts and climax are tied up.
Final stage of story is resolution, the story comes to end and have a happy ending all problems are resolved. Stay constant, exposition comes to beginning of the story, raising action and climax are belongs to middle of the story, falling action and resolution comes to end of the story phase.
Free Plot Diagram PDF
Let us take an example with the story of Cinderella, in exposition phase characters like Cinderella, her evil step-mother, and her step-sisters are introduced. Setting time was long time ago, land far away.
Raising action of the story is invitation to all young women to hall of the kingdom, but evil step-mother would not allow Cinderella to go to the hall, Cinderella thought that all hope was lost until her fairy grandmother appeared. Dressed in beautiful gown with glass slippers, she rushed off to attend the hall. She has to return before 12 ‘o’ clock from hall.
Profit And Loss Statement Template is a part of income statement, it is an account to show gross or net profit or loss during specific or particular time period of a company or organization. We can determine whether some company is getting profit or loss by subtracting income with expenses. For example, in the month of august your income is 25000 and direct expense is 12000 and indirect expense is 7000 so the savings you will get positive number that is 6000 thus, this is a sign of profit. Loss means you will get negative number.
Profit And Loss Statement Template
Suppose your income is 15000 and direct expense 10000 indirect expense is 6000 when you will subtract income with expect you will get -1000 that means you got loss of 1000 rupees. This term is called gross profit of gross loss. Some can be operating or indirect expenses this include advertising, leasing, rent, accounting fees, heating, lighting, telephone and internet etc., which is directly not related to sales but they are indirectly connected like in promoting that products.
Profit and loss statement is document generated by the accounting department of organisation that lists all the actual accumulated data accumulated for the accounting period including both controllable and uncontrollable incomes or revenues and expenses, as well as net profits or losses.
In financial reports profit and loss statement includes inventory means manner chose value that inventory affects p and l, indirect labour costs may not appear in the budget but this included in profit and loss. Overhead means may not appear in the operating budget but included in the profit and loss.
Depreciation means it is a type of accounting technique that spreads the expense of capital equipment or buildings over their life spans, because value decreases gradually with me. It is calculated by dividing the purchase price of an items by its expected life time.
Taxes includes income taxes, not sales taxes. Taxes on employee wages are reported such as indirect labour costs. The profit and loss report merges all the data from the profit and loss statements of an organization from multiple years in to one report. It can be used for trends over time.
Financial statement is a group of reports that tells company’s financial status. From company owners to potential investors every one in between invested. There are three financial reports created during accounting cycle. That is income statement, balance statement and cash flow statement. Income statement includes revenue, expense and whether it is a profit or loss.
Balance sheet includes assets (current and non- current assets), liabilities (current and non- current liabilities) and equity (paid- in capital, retained earnings). Cash flow statement includes operation, investment and financing.
Income statement is a member of financial statement that tell us whether the company made profit or incurred loss. It is something refers to profit and loss statement and statement of income. It is important because it shows the profitability of a company during the time interval. Time interval varies from one company to other.
Project Plan Statement Template , planning is very important in every project. First of all meaning of project planning is a process of gathering information for your project and organization so that you can successfully execute your project, it is comprised of looking at many different considerations and aspects. Determining the project requirements and scope of what is to be delivered.
Project Plan Statement Template
You will look at what is needed and then you should plan and make accordingly it happen. Project planning is a part of project management, which relates to the use of schedules such as grant charts to plan and subsequently report progress within the project environment. Initially, the project scope is defined and the appropriate methods for completing the projects are determined.
Determine the activities that you have to be done this information is available in work break-down structure. Determine dependencies between different variable activities etc., when you have to prepare some thing that preparation activity should be finished before the actual activity itself.
Estimate how much time each activity will take to execute, determine who can or should do the activities. Assign the roles and or people should do the activities. Plan the activities based on the estimated required time for each activity, the dependencies between the activities, the available resources and their available capacities and other contains like deadlines, holidays etc.,
For simple projects this can be done manually, for more complex project there are tools that do what is described in planning activities automatically. For the stake holders to see a tangible product, what steps would you as the project manager take it what project planning is all about. Planning is good but you will need a plan which can be executed; which is why the veterans say plan the work then work the plan.’
One of the most important administrative in the developed as well as developing countries has been the initiation and growth of a large number of new programs and projects in every field like agriculture, irrigation, industry, community, development and health sources welfare etc., the principle aims and objectives of all these programs have been to bring about overall changes in existing socio economic structure in the company.
This provides a dignified way of life to a citizen and a unit and socio- economic upliftment of the society. So most of the administrators are directly concerned with project or program administration than other activities. The capability of administrative system to formulate and implement, relevant and in viable programs effectively constitutes a crucial element in the process of development. Development requires planning and planning includes a lot of programs or projects.
Project based approach is particularly liked by western business, which are characterized by modern matrix organization and co-operative culture. In case of authoritarian, bureaucratic organizations with rigid, hierarchical structure project based on work is less popular, or does not work as expected due to conflict between different cultures. A plan can be a very formal document clear understanding of your actions you are going to undertake.