Best 3+ Monthly Budget Template PDF

MONTHLY BUDGET TEMPLATE The word budget means an estimate, often itemized, of expected income and expense for given period in the future, a plan of operations based on such an estimate or an itemized allotment of funds, time, etc., for a given period. In other terms we can define it as the total sum of money set aside or needed for a purpose, we can use in sentences like the construction budget.In accounting terms budget can be define as a limited stock or supply of somethings to deal with in a cheaply priced for example, his budget of good-will.

Monthly Budget Template

Monthly budget is the amount of money that you have available to spend in month. The budget for some-thing is the amount of money that a person, organisation, or country has available to spend it. Also, budget of an organisation or country its financial situation, considered as the difference between the money it receives and money it spends. For example, some organisation needs to balance monthly budget of each year.

Suppose a family monthly income husband salary is 50000 and his wife salary is 30000 so, total monthly annual income is 80000, we can do monthly budget calculation with the help of excel you can do all expense, from these calculations you can know how much you are saving.

Monthly Budget Template
Monthly Budget Template

Simple Monthly Budget Excel

For example, we take house rent 15000, bank pay-checks 5000, house-hold expenses 10000, electricity bill+ water bill+ taxes+ power bill 3000, next calculate all regular expense in our day to day life 10000. By adding all your expenses, you will get 43000, and 2000 is for entertainment purpose total is 45000. You can find savings by income subtract by expense you can get your savings (income- expense = savings).

Budget is very important either in organisation or in-house budget planning, by budgeting we can decrease some un-wanted expense and we can increase our expenses. Also, we can deposit in banks also; budgeting helps how you should spend your money and how you should control your spending. Moreover, monthly Budgeting and savings that completely depends on the lifestyle you lead. Income in India is tax free but India also has lots of options to suck your money faster than you earn.

Simple Monthly Budget Excel
Simple Monthly Budget Excel

Free Monthly Budget Sheets

According to your family size, government regulated the size of apartment you can take. For example, if you have 5-6 members in your family, you cannot stay in apartment. now for purpose lets assume you are married with one kid then you can save very less because having a kid you have a lot of expenses compared to normal married couple, when you are bachelor at that time you can save your maximum savings. But three important points are and should every one known:

Free Monthly Budget Sheets
Free Monthly Budget Sheets
  • How to manage money well
  • Live well and most importantly
  • Donate well (as a part of social work if you are interested) don’t forget that!

Personal budget is also a part of budget it is all about understanding the equation between an individual income and expenses to regulate the usage of money.